Get early access

25 countries · 25 national QR networks

Scan any local QR.
Pay with USDT.

QRiks pays the national QR code in front of you — PromptPay, Pix, UPI, QRIS, VietQR and 20 more — from your stablecoin wallet. The merchant gets local currency. You skip the bank account, the card fees and the cash run.

Get early accessSee all 25 countries

How it works

One scan, four steps, no local account

  1. 01

    Scan the code

    Open QRiks in your phone's browser and point the camera at the merchant's QR. We read the payment network, the merchant and the amount.

  2. 02

    Confirm the quote

    You see the amount in local currency and the total in USDT, with the exchange rate, our fee and the network cost on separate lines.

  3. 03

    A local payer pays

    A vetted payer in that country pays the QR from their own account, exactly like a resident. Meanwhile your USDT waits in a smart-contract escrow.

  4. 04

    A validator confirms

    An independent validator checks that the money reached the merchant. Only then is the escrow released; if the merchant wasn't paid, your USDT comes back.

Why QRiks

Built so you can trust a payment you can't see

  • No local account

    Pay like a resident in 25 countries without opening a bank account, buying a local SIM or carrying cash.

  • Your wallet, your keys

    Your wallet is created when you sign up and protected by a passkey on your device. QRiks never holds your balance.

  • Escrow on every payment

    USDT is released only after an independent validator confirms the merchant received the money.

  • Price before you pay

    Rate, fee and network cost are on the quote before you confirm. Nothing is added afterwards.

  • USDT on Polygon

    Payments settle in USDT on Polygon. Network fees are charged in USDT too, so you never need POL.

  • One app, 25 networks

    From PromptPay in Bangkok to Pix in Rio, the same three taps work everywhere we cover.

Coverage

25 countries, one wallet

Each country page explains its QR network, who runs it and how paying it with USDT works.

Asia 14

Map of Thailand in the colours of its flagThailandPromptPayMap of Malaysia in the colours of its flagMalaysiaDuitNow QRMap of Indonesia in the colours of its flagIndonesiaQRISMap of Singapore in the colours of its flagSingaporeSGQRMap of Philippines in the colours of its flagPhilippinesQR PhMap of Vietnam in the colours of its flagVietnamVietQRMap of Cambodia in the colours of its flagCambodiaKHQRMap of Laos in the colours of its flagLaosLao QRMap of Bangladesh in the colours of its flagBangladeshBangla QRMap of India in the colours of its flagIndiaUPIMap of Sri Lanka in the colours of its flagSri LankaLankaQRMap of Nepal in the colours of its flagNepalNepalPay QRMap of Bhutan in the colours of its flagBhutanBhutanQRMap of Pakistan in the colours of its flagPakistanRaast QR

Central Asia 4

Map of Kazakhstan in the colours of its flagKazakhstanIPS (МСМП)Map of Kyrgyzstan in the colours of its flagKyrgyzstanELQRMap of Uzbekistan in the colours of its flagUzbekistanQR-OnlineMap of Tajikistan in the colours of its flagTajikistanNBT QR

Latin America 7

Map of Argentina in the colours of its flagArgentinaTransferencias 3.0Map of Brazil in the colours of its flagBrazilPixMap of Bolivia in the colours of its flagBoliviaQR BCB BoliviaMap of Colombia in the colours of its flagColombiaBre-BMap of Paraguay in the colours of its flagParaguaySPIMap of Uruguay in the colours of its flagUruguayTokeMap of Mexico in the colours of its flagMexicoCoDi

Payment networks

Partners

The national QR payment networks QRiks pays into.

Join the network

Earn by paying and checking QR payments

Become a payer

Have a bank account in one of our 25 countries? Pay QRiks orders from it and receive USDT for every payment — at a better rate than buying USDT on the market.

Apply as a payer

Become a validator

Banks, payment providers and licensed agents with access to a national payment system confirm that payments arrived and earn a fee on every check.

Apply as a validator

FAQ

Questions, answered

Didn't find yours? Write to [email protected].

What is QRiks?

QRiks is a payment service that lets you pay national QR codes abroad with USDT. You scan a local QR code, a vetted local payer pays it in local currency, and an independent validator confirms the payment before your USDT is released from escrow.

Which countries and QR codes does QRiks support?

25 countries: Thailand (PromptPay); Malaysia (DuitNow QR); Indonesia (QRIS); Singapore (SGQR); Philippines (QR Ph); Vietnam (VietQR); Cambodia (KHQR); Laos (Lao QR); Bangladesh (Bangla QR); India (UPI); Sri Lanka (LankaQR); Nepal (NepalPay QR); Bhutan (BhutanQR); Pakistan (Raast QR); Kazakhstan (IPS (МСМП)); Kyrgyzstan (ELQR); Uzbekistan (QR-Online); Tajikistan (NBT QR); Argentina (Transferencias 3.0); Brazil (Pix); Bolivia (QR BCB Bolivia); Colombia (Bre-B); Paraguay (SPI); Uruguay (Toke); Mexico (CoDi).

Do I need a local bank account, card or phone number?

No. You only need USDT in your QRiks wallet. The local payer pays the merchant from their own account, so the merchant receives a normal domestic payment.

What do I pay with?

USDT on the Polygon network. Network fees are added to the quote in USDT, so you don't need POL or any other token.

How much does a payment cost?

Before you confirm, the quote shows the amount in local currency, the exchange rate, the QRiks fee and the network cost. The total you approve is the total you pay.

What happens if the merchant doesn't get paid?

Your USDT stays in a smart-contract escrow until a validator in that country confirms the payment. If the merchant wasn't paid, the order is not settled and your USDT is returned to your wallet.

Can I earn with QRiks?

Yes. Payers with a local bank account pay QR orders and receive USDT for each one; validators with access to a national payment system confirm payments for a fee. Write to [email protected] to join.

How do I get access?

QRiks is opening access in stages. Email [email protected] and we will invite you.

Pay like a local in 25 countries

QRiks is opening access in stages. Leave your email and we will invite you.

Get early access[email protected]