QR payments in Argentina
Pay Transferencias 3.0 QR codes in Argentina with USDT
Scan any Transferencias 3.0 code and pay from your stablecoin wallet. A local payer settles the bill in Argentine pesos, and the merchant sees a normal Transferencias 3.0 payment — no Argentine bank account, card or cash.
Perito Moreno Glacier, Patagonia. Photo: Diego Delso, CC BY-SA 3.0, via Wikimedia Commons
- QR network
- Transferencias 3.0 (interoperable QR)
- Operated by
- Banco Central de la República Argentina (BCRA)
- Merchant receives
- Argentine peso (ARS)
- You pay with
- USDT on Polygon
How it works
How to pay a Transferencias 3.0 QR code in Argentina
- 01
Scan the Transferencias 3.0 code
Open QRiks in your phone's browser and scan the merchant's QR. The amount in ARS comes from the code or you type it in.
- 02
Check the quote
See the amount in Argentine pesos and your USDT total, with the rate, fee and network cost listed.
- 03
A payer in Argentina pays it
A vetted local payer pays the code from their Argentine account through Transferencias 3.0. Your USDT waits in escrow.
- 04
Confirmed, then settled
An independent validator in Argentina confirms the merchant was paid in Argentine pesos. Then the escrow is released.
The network
About Transferencias 3.0
In Argentina, QR codes are paid through Transferencias 3.0 (interoperable QR), operated by Banco Central de la República Argentina (BCRA). Under Transferencias 3.0 any QR code in Argentina can be paid from any bank account or wallet.
You will see Transferencias 3.0 codes at cafés, kioscos, parrillas, shops and taxis. With QRiks every one of them can be paid with USDT, and the merchant receives Argentine pesos as usual.
Can I pay Transferencias 3.0 QR codes without a Argentine bank account?
Yes. With QRiks you scan the Transferencias 3.0 code and pay with USDT. A vetted payer in Argentina pays the merchant from their own Argentine account, so you don't need a local bank account, card or phone number.
What does the merchant in Argentina receive?
The merchant receives Argentine pesos (ARS) through Transferencias 3.0, exactly like a payment from a local customer. They don't need to know about QRiks or accept crypto.
What do I pay with?
USDT on Polygon from your QRiks wallet. The quote shows the exchange rate, our fee and the network cost before you confirm.
Who runs Transferencias 3.0?
Transferencias 3.0 (interoperable QR) is operated by Banco Central de la República Argentina (BCRA).
What if the payment doesn't go through?
Your USDT stays in escrow until an independent validator in Argentina confirms that the merchant was paid. If the merchant wasn't paid, your USDT is returned.
Where can I pay with Transferencias 3.0 in Argentina?
Anywhere a Transferencias 3.0 QR code is displayed: cafés, kioscos, parrillas, shops and taxis.
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Pay Transferencias 3.0 codes with USDT
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