QR payments in the Philippines
Pay QR Ph codes in the Philippines with USDT
Scan any QR Ph code and pay from your stablecoin wallet. A local payer settles the bill in Philippine pesos, and the merchant sees a normal QR Ph payment — no Philippine bank account, card or cash.
QR PhPhilippinesChocolate Hills, Bohol. Photo: P199, CC BY-SA 3.0, via Wikimedia Commons
- QR network
- QR Ph
- Operated by
- Bangko Sentral ng Pilipinas (BSP)
- Merchant receives
- Philippine peso (PHP)
- You pay with
- USDT on Polygon
How it works
How to pay a QR Ph QR code in the Philippines
- 01
Scan the QR Ph code
Open QRiks in your phone's browser and scan the merchant's QR. The amount in PHP comes from the code or you type it in.
- 02
Check the quote
See the amount in Philippine pesos and your USDT total, with the rate, fee and network cost listed.
- 03
A payer in the Philippines pays it
A vetted local payer pays the code from their Philippine account through QR Ph. Your USDT waits in escrow.
- 04
Confirmed, then settled
An independent validator in the Philippines confirms the merchant was paid in Philippine pesos. Then the escrow is released.
The network
About QR Ph
In Philippines, QR codes are paid through QR Ph, operated by Bangko Sentral ng Pilipinas (BSP). QR Ph is the BSP's national standard, so one code can be paid from any participating bank or e-wallet.
You will see QR Ph codes at sari-sari stores, jeepney terminals, island resorts, cafés and malls. With QRiks every one of them can be paid with USDT, and the merchant receives Philippine pesos as usual.
Can I pay QR Ph codes without a Philippine bank account?
Yes. With QRiks you scan the QR Ph code and pay with USDT. A vetted payer in the Philippines pays the merchant from their own Philippine account, so you don't need a local bank account, card or phone number.
What does the merchant in the Philippines receive?
The merchant receives Philippine pesos (PHP) through QR Ph, exactly like a payment from a local customer. They don't need to know about QRiks or accept crypto.
What do I pay with?
USDT on Polygon from your QRiks wallet. The quote shows the exchange rate, our fee and the network cost before you confirm.
Who runs QR Ph?
QR Ph is operated by Bangko Sentral ng Pilipinas (BSP).
What if the payment doesn't go through?
Your USDT stays in escrow until an independent validator in the Philippines confirms that the merchant was paid. If the merchant wasn't paid, your USDT is returned.
Where can I pay with QR Ph in the Philippines?
Anywhere a QR Ph QR code is displayed: sari-sari stores, jeepney terminals, island resorts, cafés and malls.
Pay QR Ph codes with USDT
Be among the first to pay QR codes in the Philippines with QRiks.