
QR payments in Tajikistan
Pay NBT QR codes in Tajikistan with USDT
Scan any NBT QR code and pay from your stablecoin wallet. A local payer settles the bill in Tajikistani somoni, and the merchant sees a normal NBT QR payment — no Tajik bank account, card or cash.
NBT QRTajikistanIskanderkul and the Fann Mountains. Photo: Adam Harangozó, CC BY-SA 4.0, via Wikimedia Commons
- QR network
- Unified QR of the National Bank of Tajikistan (НБТ)
- Operated by
- National Bank of Tajikistan
- Merchant receives
- Tajikistani somoni (TJS)
- You pay with
- USDT on Polygon
How it works
How to pay a NBT QR QR code in Tajikistan
- 01
Scan the NBT QR code
Open QRiks in your phone's browser and scan the merchant's QR. The amount in TJS comes from the code or you type it in.
- 02
Check the quote
See the amount in Tajikistani somoni and your USDT total, with the rate, fee and network cost listed.
- 03
A payer in Tajikistan pays it
A vetted local payer pays the code from their Tajik account through NBT QR. Your USDT waits in escrow.
- 04
Confirmed, then settled
An independent validator in Tajikistan confirms the merchant was paid in Tajikistani somoni. Then the escrow is released.

The network
About NBT QR
In Tajikistan, QR codes are paid through Unified QR of the National Bank of Tajikistan (НБТ), operated by the National Bank of Tajikistan. The single QR code replaces the separate codes each bank used to print, so one code takes payments from any bank's wallet.
You will see NBT QR codes at shops, cafés and service points in Dushanbe and beyond. With QRiks every one of them can be paid with USDT, and the merchant receives Tajikistani somoni as usual.
Can I pay NBT QR codes without a Tajik bank account?
Yes. With QRiks you scan the NBT QR code and pay with USDT. A vetted payer in Tajikistan pays the merchant from their own Tajik account, so you don't need a local bank account, card or phone number.
What does the merchant in Tajikistan receive?
The merchant receives Tajikistani somoni (TJS) through NBT QR, exactly like a payment from a local customer. They don't need to know about QRiks or accept crypto.
What do I pay with?
USDT on Polygon from your QRiks wallet. The quote shows the exchange rate, our fee and the network cost before you confirm.
Who runs NBT QR?
Unified QR of the National Bank of Tajikistan (НБТ) is operated by the National Bank of Tajikistan.
What if the payment doesn't go through?
Your USDT stays in escrow until an independent validator in Tajikistan confirms that the merchant was paid. If the merchant wasn't paid, your USDT is returned.
Where can I pay with NBT QR in Tajikistan?
Anywhere a NBT QR QR code is displayed: shops, cafés and service points in Dushanbe and beyond.
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