QR payments in Indonesia
Pay QRIS codes in Indonesia with USDT
Scan any QRIS code and pay from your stablecoin wallet. A local payer settles the bill in Indonesian rupiah, and the merchant sees a normal QRIS payment — no Indonesian bank account, card or cash.
QRISIndonesiaBorobudur, Central Java. Photo: CEphoto, Uwe Aranas, CC BY-SA 3.0, via Wikimedia Commons
- QR network
- QRIS (Quick Response Code Indonesian Standard)
- Operated by
- Bank Indonesia and the Indonesian Payment System Association (ASPI)
- Merchant receives
- Indonesian rupiah (IDR)
- You pay with
- USDT on Polygon
How it works
How to pay a QRIS QR code in Indonesia
- 01
Scan the QRIS code
Open QRiks in your phone's browser and scan the merchant's QR. The amount in IDR comes from the code or you type it in.
- 02
Check the quote
See the amount in Indonesian rupiah and your USDT total, with the rate, fee and network cost listed.
- 03
A payer in Indonesia pays it
A vetted local payer pays the code from their Indonesian account through QRIS. Your USDT waits in escrow.
- 04
Confirmed, then settled
An independent validator in Indonesia confirms the merchant was paid in Indonesian rupiah. Then the escrow is released.
The network
About QRIS
In Indonesia, QR codes are paid through QRIS (Quick Response Code Indonesian Standard), operated by Bank Indonesia and the Indonesian Payment System Association (ASPI). QRIS merged dozens of wallet-specific codes into one national standard that every Indonesian bank and e-wallet reads.
You will see QRIS codes at warungs, beach clubs in Bali, minimarkets, scooter rentals and temple entrances. With QRiks every one of them can be paid with USDT, and the merchant receives Indonesian rupiah as usual.
Can I pay QRIS codes without a Indonesian bank account?
Yes. With QRiks you scan the QRIS code and pay with USDT. A vetted payer in Indonesia pays the merchant from their own Indonesian account, so you don't need a local bank account, card or phone number.
What does the merchant in Indonesia receive?
The merchant receives Indonesian rupiah (IDR) through QRIS, exactly like a payment from a local customer. They don't need to know about QRiks or accept crypto.
What do I pay with?
USDT on Polygon from your QRiks wallet. The quote shows the exchange rate, our fee and the network cost before you confirm.
Who runs QRIS?
QRIS (Quick Response Code Indonesian Standard) is operated by Bank Indonesia and the Indonesian Payment System Association (ASPI).
What if the payment doesn't go through?
Your USDT stays in escrow until an independent validator in Indonesia confirms that the merchant was paid. If the merchant wasn't paid, your USDT is returned.
Where can I pay with QRIS in Indonesia?
Anywhere a QRIS QR code is displayed: warungs, beach clubs in Bali, minimarkets, scooter rentals and temple entrances.
Pay QRIS codes with USDT
Be among the first to pay QR codes in Indonesia with QRiks.