QR payments in Paraguay
Pay SPI QR codes in Paraguay with USDT
Scan any SPI code and pay from your stablecoin wallet. A local payer settles the bill in Paraguayan guaraníes, and the merchant sees a normal SPI payment — no Paraguayan bank account, card or cash.
Palacio de los López, Asunción. Photo: FF MM, CC BY-SA 4.0, via Wikimedia Commons
- QR network
- SPI (Sistema de Pagos Instantáneos)
- Operated by
- Banco Central del Paraguay
- Merchant receives
- Paraguayan guaraní (PYG)
- You pay with
- USDT on Polygon
How it works
How to pay a SPI QR code in Paraguay
- 01
Scan the SPI code
Open QRiks in your phone's browser and scan the merchant's QR. The amount in PYG comes from the code or you type it in.
- 02
Check the quote
See the amount in Paraguayan guaraníes and your USDT total, with the rate, fee and network cost listed.
- 03
A payer in Paraguay pays it
A vetted local payer pays the code from their Paraguayan account through SPI. Your USDT waits in escrow.
- 04
Confirmed, then settled
An independent validator in Paraguay confirms the merchant was paid in Paraguayan guaraníes. Then the escrow is released.
The network
About SPI
In Paraguay, QR codes are paid through SPI (Sistema de Pagos Instantáneos), operated by Banco Central del Paraguay. The SPI's interoperable QR lets a code from any financial entity be paid from any bank or e-wallet.
You will see SPI codes at shops, restaurants, supermarkets and service points. With QRiks every one of them can be paid with USDT, and the merchant receives Paraguayan guaraníes as usual.
Can I pay SPI QR codes without a Paraguayan bank account?
Yes. With QRiks you scan the SPI code and pay with USDT. A vetted payer in Paraguay pays the merchant from their own Paraguayan account, so you don't need a local bank account, card or phone number.
What does the merchant in Paraguay receive?
The merchant receives Paraguayan guaraníes (PYG) through SPI, exactly like a payment from a local customer. They don't need to know about QRiks or accept crypto.
What do I pay with?
USDT on Polygon from your QRiks wallet. The quote shows the exchange rate, our fee and the network cost before you confirm.
Who runs SPI?
SPI (Sistema de Pagos Instantáneos) is operated by Banco Central del Paraguay.
What if the payment doesn't go through?
Your USDT stays in escrow until an independent validator in Paraguay confirms that the merchant was paid. If the merchant wasn't paid, your USDT is returned.
Where can I pay with SPI in Paraguay?
Anywhere a SPI QR code is displayed: shops, restaurants, supermarkets and service points.
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