QR payments in Malaysia
Pay DuitNow QR codes in Malaysia with USDT
Scan any DuitNow QR code and pay from your stablecoin wallet. A local payer settles the bill in Malaysian ringgit, and the merchant sees a normal DuitNow QR payment — no Malaysian bank account, card or cash.
DuitNow QRMalaysiaPetronas Towers, Kuala Lumpur. Photo: Vyacheslav Argenberg, CC BY 4.0, via Wikimedia Commons
- QR network
- DuitNow QR
- Operated by
- PayNet (Payments Network Malaysia), overseen by Bank Negara Malaysia
- Merchant receives
- Malaysian ringgit (MYR)
- You pay with
- USDT on Polygon
How it works
How to pay a DuitNow QR QR code in Malaysia
- 01
Scan the DuitNow QR code
Open QRiks in your phone's browser and scan the merchant's QR. The amount in MYR comes from the code or you type it in.
- 02
Check the quote
See the amount in Malaysian ringgit and your USDT total, with the rate, fee and network cost listed.
- 03
A payer in Malaysia pays it
A vetted local payer pays the code from their Malaysian account through DuitNow QR. Your USDT waits in escrow.
- 04
Confirmed, then settled
An independent validator in Malaysia confirms the merchant was paid in Malaysian ringgit. Then the escrow is released.
The network
About DuitNow QR
In Malaysia, QR codes are paid through DuitNow QR, operated by PayNet (Payments Network Malaysia), overseen by Bank Negara Malaysia. DuitNow QR is Malaysia's national QR standard: one code works with every bank and e-wallet in the country.
You will see DuitNow QR codes at hawker centres, mamak stalls, Grab rides, malls and parking machines. With QRiks every one of them can be paid with USDT, and the merchant receives Malaysian ringgit as usual.
Can I pay DuitNow QR codes without a Malaysian bank account?
Yes. With QRiks you scan the DuitNow QR code and pay with USDT. A vetted payer in Malaysia pays the merchant from their own Malaysian account, so you don't need a local bank account, card or phone number.
What does the merchant in Malaysia receive?
The merchant receives Malaysian ringgit (MYR) through DuitNow QR, exactly like a payment from a local customer. They don't need to know about QRiks or accept crypto.
What do I pay with?
USDT on Polygon from your QRiks wallet. The quote shows the exchange rate, our fee and the network cost before you confirm.
Who runs DuitNow QR?
DuitNow QR is operated by PayNet (Payments Network Malaysia), overseen by Bank Negara Malaysia.
What if the payment doesn't go through?
Your USDT stays in escrow until an independent validator in Malaysia confirms that the merchant was paid. If the merchant wasn't paid, your USDT is returned.
Where can I pay with DuitNow QR in Malaysia?
Anywhere a DuitNow QR QR code is displayed: hawker centres, mamak stalls, Grab rides, malls and parking machines.
Pay DuitNow QR codes with USDT
Be among the first to pay QR codes in Malaysia with QRiks.