QR payments in Uzbekistan
Pay QR-Online codes in Uzbekistan with USDT
Scan any QR-Online code and pay from your stablecoin wallet. A local payer settles the bill in Uzbekistani sum, and the merchant sees a normal QR-Online payment — no Uzbek bank account, card or cash.
QR-OnlineUzbekistanRegistan, Samarkand. Photo: Kraftabbas, CC BY-SA 4.0, via Wikimedia Commons
- QR network
- QR-Online
- Operated by
- Central Bank of the Republic of Uzbekistan
- Merchant receives
- Uzbekistani sum (UZS)
- You pay with
- USDT on Polygon
How it works
How to pay a QR-Online QR code in Uzbekistan
- 01
Scan the QR-Online code
Open QRiks in your phone's browser and scan the merchant's QR. The amount in UZS comes from the code or you type it in.
- 02
Check the quote
See the amount in Uzbekistani sum and your USDT total, with the rate, fee and network cost listed.
- 03
A payer in Uzbekistan pays it
A vetted local payer pays the code from their Uzbek account through QR-Online. Your USDT waits in escrow.
- 04
Confirmed, then settled
An independent validator in Uzbekistan confirms the merchant was paid in Uzbekistani sum. Then the escrow is released.
The network
About QR-Online
In Uzbekistan, QR codes are paid through QR-Online, operated by the Central Bank of the Republic of Uzbekistan. QR-Online lets customers pay merchants through bank apps without a card or a terminal.
You will see QR-Online codes at shops, restaurants, bazaars and hotels. With QRiks every one of them can be paid with USDT, and the merchant receives Uzbekistani sum as usual.
Can I pay QR-Online codes without a Uzbek bank account?
Yes. With QRiks you scan the QR-Online code and pay with USDT. A vetted payer in Uzbekistan pays the merchant from their own Uzbek account, so you don't need a local bank account, card or phone number.
What does the merchant in Uzbekistan receive?
The merchant receives Uzbekistani sum (UZS) through QR-Online, exactly like a payment from a local customer. They don't need to know about QRiks or accept crypto.
What do I pay with?
USDT on Polygon from your QRiks wallet. The quote shows the exchange rate, our fee and the network cost before you confirm.
Who runs QR-Online?
QR-Online is operated by the Central Bank of the Republic of Uzbekistan.
What if the payment doesn't go through?
Your USDT stays in escrow until an independent validator in Uzbekistan confirms that the merchant was paid. If the merchant wasn't paid, your USDT is returned.
Where can I pay with QR-Online in Uzbekistan?
Anywhere a QR-Online QR code is displayed: shops, restaurants, bazaars and hotels.
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