
QR payments in Singapore
Pay SGQR codes in Singapore with USDT
Scan any SGQR code and pay from your stablecoin wallet. A local payer settles the bill in Singapore dollars, and the merchant sees a normal SGQR payment — no Singaporean bank account, card or cash.
Marina Bay, Singapore. Photo: Diego Delso, CC BY-SA 4.0, via Wikimedia Commons
- QR network
- SGQR (Singapore Quick Response Code)
- Operated by
- Monetary Authority of Singapore and IMDA
- Merchant receives
- Singapore dollar (SGD)
- You pay with
- USDT on Polygon
How it works
How to pay a SGQR QR code in Singapore
- 01
Scan the SGQR code
Open QRiks in your phone's browser and scan the merchant's QR. The amount in SGD comes from the code or you type it in.
- 02
Check the quote
See the amount in Singapore dollars and your USDT total, with the rate, fee and network cost listed.
- 03
A payer in Singapore pays it
A vetted local payer pays the code from their Singaporean account through SGQR. Your USDT waits in escrow.
- 04
Confirmed, then settled
An independent validator in Singapore confirms the merchant was paid in Singapore dollars. Then the escrow is released.
The network
About SGQR
In Singapore, QR codes are paid through SGQR (Singapore Quick Response Code), operated by the Monetary Authority of Singapore and IMDA. SGQR combines many payment schemes, including PayNow, on a single label at the counter.
You will see SGQR codes at hawker centres, kopitiams, taxis, retail shops and food courts. With QRiks every one of them can be paid with USDT, and the merchant receives Singapore dollars as usual.
Can I pay SGQR codes without a Singaporean bank account?
Yes. With QRiks you scan the SGQR code and pay with USDT. A vetted payer in Singapore pays the merchant from their own Singaporean account, so you don't need a local bank account, card or phone number.
What does the merchant in Singapore receive?
The merchant receives Singapore dollars (SGD) through SGQR, exactly like a payment from a local customer. They don't need to know about QRiks or accept crypto.
What do I pay with?
USDT on Polygon from your QRiks wallet. The quote shows the exchange rate, our fee and the network cost before you confirm.
Who runs SGQR?
SGQR (Singapore Quick Response Code) is operated by the Monetary Authority of Singapore and IMDA.
What if the payment doesn't go through?
Your USDT stays in escrow until an independent validator in Singapore confirms that the merchant was paid. If the merchant wasn't paid, your USDT is returned.
Where can I pay with SGQR in Singapore?
Anywhere a SGQR QR code is displayed: hawker centres, kopitiams, taxis, retail shops and food courts.
Pay SGQR codes with USDT
Be among the first to pay QR codes in Singapore with QRiks.