Badshahi Mosque, Lahore

QR payments in Pakistan

Pay Raast QR codes in Pakistan with USDT

Scan any Raast QR code and pay from your stablecoin wallet. A local payer settles the bill in Pakistani rupees, and the merchant sees a normal Raast QR payment — no Pakistani bank account, card or cash.

Map of Pakistan in the colours of its flag
Raast QRPakistan

Badshahi Mosque, Lahore. Photo: Muhammad Ashar, CC BY-SA 3.0, via Wikimedia Commons

QR network
Raast QR
Operated by
State Bank of Pakistan
Merchant receives
Pakistani rupee (PKR)
You pay with
USDT on Polygon

How it works

How to pay a Raast QR QR code in Pakistan

  1. 01

    Scan the Raast QR code

    Open QRiks in your phone's browser and scan the merchant's QR. The amount in PKR comes from the code or you type it in.

  2. 02

    Check the quote

    See the amount in Pakistani rupees and your USDT total, with the rate, fee and network cost listed.

  3. 03

    A payer in Pakistan pays it

    A vetted local payer pays the code from their Pakistani account through Raast QR. Your USDT waits in escrow.

  4. 04

    Confirmed, then settled

    An independent validator in Pakistan confirms the merchant was paid in Pakistani rupees. Then the escrow is released.

The network

About Raast QR

In Pakistan, QR codes are paid through Raast QR, operated by the State Bank of Pakistan. Raast is the State Bank of Pakistan's instant payment system; its QR codes are paid from any Raast-enabled bank app.

You will see Raast QR codes at shops, restaurants, fuel stations and online stores. With QRiks every one of them can be paid with USDT, and the merchant receives Pakistani rupees as usual.

FAQ

Paying QR codes in Pakistan

Something else? Write to [email protected].

Can I pay Raast QR codes without a Pakistani bank account?

Yes. With QRiks you scan the Raast QR code and pay with USDT. A vetted payer in Pakistan pays the merchant from their own Pakistani account, so you don't need a local bank account, card or phone number.

What does the merchant in Pakistan receive?

The merchant receives Pakistani rupees (PKR) through Raast QR, exactly like a payment from a local customer. They don't need to know about QRiks or accept crypto.

What do I pay with?

USDT on Polygon from your QRiks wallet. The quote shows the exchange rate, our fee and the network cost before you confirm.

Who runs Raast QR?

Raast QR is operated by the State Bank of Pakistan.

What if the payment doesn't go through?

Your USDT stays in escrow until an independent validator in Pakistan confirms that the merchant was paid. If the merchant wasn't paid, your USDT is returned.

Where can I pay with Raast QR in Pakistan?

Anywhere a Raast QR QR code is displayed: shops, restaurants, fuel stations and online stores.

Pay Raast QR codes with USDT

Be among the first to pay QR codes in Pakistan with QRiks.